Axis Bank was founded in 1993, having its headquarters in Mumbai, and is the 3rd largest among all private banks in India. It was registered under the name UTI Bank, having its registered office in Ahmedabad and serving a host of financial services along with overseas operations. One of the financial services hosted by Axis Bank is credit cards.
Some of the Axis Bank credit cards are the Axis Bank Neo Credit Card, Axis Bank My Zone Credit Card, Axis Bank Select Credit Card, Axis Bank Magnus Credit Card, and many more. In this article, we will be discussing the Axis Bank Vistara Card.
Key Features of Axis Bank Vistara Card
Mentioned below are some of the salient features of Axis Bank Vistara Credit Card:
- Get a complimentary economy class ticket voucher as a welcome gift on fee payment. Enjoy this benefit every year on renewal of the credit card membership.
- Enjoy the privileges of complimentary Club Vistara Base Membership.
- Earn 2 CV points for every INR 200 spent on the Axis Bank Vistara Credit Card and redeem for upgrades and award flights faster.
- Get bonus CV points and up to 3 economy class tickets on achieving the milestone spends.
- Get complimentary lounge access at select airports within India.
- Get a 25% discount up to INR 800 at partner restaurants nationwide with EazyDiner.
- Convert a big credit card purchase into EMIs on any transaction over INR 2500.
- Get purchase protection cover up to INR 1 lakh of insurance cover up to USD 300 for the following:
- Loss of Travel Documents
- Delay of Check-in Baggage
- Loss of Check-in Baggage
| Category | Insurance Coverage |
| Purchase Protection | INR 1 Lakh |
| Loss of Travel Documents | Up to US $300 |
| Lost Baggage | Up to US $300 |
| Delayed Baggage | Up to US $300 |
- Milestone Benefits:
| Amount spent in a year (INR) | Activation / Milestone Benefit |
|---|---|
| 50,000 | 1,000 Bonus CV Points** |
| 1,25,000 | 1 Economy Class ticket* |
| 2,50,000 | 1 Economy Class ticket* |
| 6,00,000 | 1 Economy Class ticket* |
Who Should Apply for Axis Bank Vistara Credit Card?
Mentioned below are the individuals who should apply for Axis Bank Vistara Credit Card:
- If someone is a frequent traveller.
- If one prefers Vistara Airlines.
- If one can spend INR 6 lakh in a year to maximise the milestone benefits.
- If an individual has other credit cards to take care of different needs like fuel, shopping, etc., as Vistara only caters to travelling.
- Also, one can get a complimentary free ticket once the spending milestone is achieved.
Fees and Charges
Mentioned below are the fees and charges to apply for an Axis Bank Vistara Card:
| Type of fee or charge | Amount or rate of charge |
| Joining Fee | INR 1,500 |
| Annual Fee | INR 1,500 |
| Finance Charges | 3.6% per month (52.86% per annum) |
| Late Payment Fee | For Outstanding Amount-Less than INR 500: NilFrom INR 501 to INR 5,000: INR 500From INR 5,001 to INR 10,000: INR 750Greater than INR 10,000: INR 1,200 |
Eligibility Criteria
Mentioned below are the eligibility criteria to apply for an Axis Bank Vistara Credit Card:
- The minimum age of the primary cardholder should be 18 years.
- The maximum age of the primary cardholder should be 70 years.
- An applicant should be a Resident of India.
- The minimum net income should be INR 6,00,000 per annum in the case of Vistara Platinum and Vistara Signature. It should be INR 24,00,000 per annum in the case of Vistara Infinite.
Documents Required
Mentioned below are the documents required to apply for Axis Bank Vistara Credit Card:
- PAN Card photocopy or Form 60.
- Latest Payslip/ Form 16/ IT Return copy as proof of Income.
- As proof of residency, any of the following documents may be submitted:
- Driving license
- Passport
- Ration card
- Electricity bill
How to Apply for an Axis Bank Vistara Credit Card?
Mentioned below are the steps to apply for Axis Bank Vistara Credit Card:
Step 1: Open the official website of Axis Bank.
Step 2: Click on the tab “Explore Products”.
Step 3: Click on the “Cards” option.
Step 4: Now, select “Credit Cards”.
Step 5: Select the desired credit card.
Step 6: Click on “Apply Now”.
Step 7: If you are an existing customer with the bank, click on “Yes”.
Step 8: Enter Customer ID, registered contact number, PAN, and Date of Birth.
Step 9: An OTP will then be received on the registered mobile number.
Step 10: Click on “Accept Terms and Conditions”.
Step 11: Now click on “Submit”.
Step 12: The bank representative will then call to direct the further processing of the application.
Step 12: Upload the documents required.
Axis Bank Customer Care
To get queries, suggestions, and clarifications resolved, contact the below-mentioned numbers:
- To know your credit card balance, contact 1800-419-5959 or send an SMS BAL to 56161600 or +918691000002.
- To get your mini statement, contact 1800-419-6969 or send SMS MINI to 56161600 or +918691000002.
How to Redeem Rewards?
Mentioned below are the steps to redeem the Club Vistara Points earned using Axis Bank Vistara Credit Card:
Step 1: Open the official website of Axis Bank and log in to your CV account.
Step 2: Click on the option “Redeem Now”.
Step 3: Click on the option “Redeem Flights”.
Step 4: Choose the flight against which Club Vistara points are to be redeemed.
Step 5: Click on “Next”.
Step 6: Check the flight details and click on “Next”.
Step 7: Enter the details of passengers and click on ”Next”.
Step 8: Choose the mode of payment and fill out the required details further.
Step 9: These points can be redeemed against award flight bookings for up to 8 nominees.
How to make Credit card bill payments?
Mentioned below are the different modes of Axis Vistara Credit Card bill payment:
i) Internet Banking: Click on accounts > My Credit Card > Click Pay Bill > Select Account and Enter the Amount > Enter Netsecure code received through SMS.
ii) Axis Mobile App: Home > Axis Vistara Credit Card > Pay Last Bill > Pay Now/ Pay Later > Confirm > Enter mPIN.
iii) NEFT
- Name – As mentioned on the credit card
- Bank – Axis Bank
- IFSC – UTIB0000400
- Account Number – 16-digit card number
iv) Cash: Also, one can deposit cash/cheque at the nearest branch of Axis Bank.